Best Premium Smartphones Under Rs 1 Lakh: Check Out Top Picks

Premium smartphones under Rs 1 lakh in India for 2026 give users access to top features without breaking the bank. These devices come with strong processors, clear displays, reliable cameras, and batteries that last all day. Brands like Apple, OnePlus, Oppo, Samsung, Vivo, and iQOO focus on smooth performance for gaming, photos, and daily tasks. With 5G support and software updates, they are good picks for people wanting flagship-level phones at reasonable prices.

This guide looks at the top 6 premium smartphones under Rs 100000, including their specs, strengths, and best uses to help you choose.

Top 6 Premium Smartphones Under Rs 1 Lakh in India 2026 Table

Top 6 Premium Smartphones Under Rs 1 Lakh in India 2026 List

1. iPhone 17

The iPhone 17 stands out as a solid choice for those who want a simple yet powerful phone in the premium range under Rs 1 lakh.

Key Highlights:

• Processor: A19 chip built on 3nm tech for fast app loading and smooth multitasking.
• Display: 6.3-inch Super Retina XDR screen with 120Hz refresh rate for clear visuals and easy scrolling.
• Battery: 3692mAh that supports up to 30 hours of video play, with 40W wired charging and 25W wireless via MagSafe.
• Camera: Dual 48MP rear cameras for sharp photos in low light, plus an 18MP front camera for clear selfies.
• RAM/Storage: Starts with 8GB RAM and 256GB storage, enough for apps, photos, and videos.
• OS: iOS 19 with tools like better Siri and privacy controls.

Performance and Features: This phone handles games and video editing well without heating up much. It has a strong build with water and dust resistance, and colors like Lavender or Black add style.

Why It's Premium: Apple focuses on long software support, up to 6 years, so it stays up to date. The camera system gives natural colors, making it good for everyday shots.

Price: Starts at ₹82,900 for 256GB, up to ₹99,900 for higher storage.

Verdict: Best for users who like Apple's easy interface and need a phone that lasts years without issues.

2. OnePlus 15

OnePlus 15 is a strong option for gamers and heavy users looking for speed in premium smartphones under Rs 1 lakh.

Key Highlights:

• Processor: Snapdragon 8 Elite Gen 5 for quick response in apps and games.
• Display: 6.78-inch QHD+ AMOLED screen with 165Hz refresh rate for smooth gaming.
• Battery: Large 7300mAh silicon-carbon type with 120W wired and 50W wireless charging.
• Camera: Triple 50MP rear setup with Sony sensors for detailed photos, and 32MP front camera.
• RAM/Storage: Base 12GB RAM and 256GB storage, expandable options available.
• OS: OxygenOS on Android 16 with clean design and fast updates.

Performance and Features: It runs games like PUBG at high settings without lag, thanks to good cooling. The display is bright for outdoor use, and it has IP68 rating for water protection.

Why It's Premium: Fast charging gets the battery full in under 30 minutes, and the high refresh rate makes everything feel quick.

Price: ₹72,999 for base model, up to ₹79,999 for more RAM.

Verdict: Good pick for people who play games or watch videos a lot and want quick charging.

3. Oppo Find X9

Oppo Find X9 offers great camera performance in the premium segment under Rs 1 lakh.

Key Highlights:

• Processor: MediaTek Dimensity 9500 for balanced speed in daily use.
• Display: 6.59-inch Full HD+ AMOLED with 120Hz for vivid colors.
• Battery: 7025mAh with 80W wired, 50W wireless, and reverse charging.
• Camera: Triple 50MP rear cameras tuned by Hasselblad for pro-level shots, 32MP front.
• RAM/Storage: Up to 16GB RAM and 512GB storage for smooth running.
• OS: ColorOS on Android 16 with useful tools like AI photo edit.

Performance and Features: Cameras shine in portraits and low light, with stable video recording. The battery lasts over a day with normal use.

Why It's Premium: Hasselblad partnership improves color accuracy, making photos look natural.

Price: Starts at ₹74,999, higher variants at ₹84,999.

Verdict: Ideal for photo lovers who want a phone with strong imaging at this price.

4. Samsung Galaxy S25

Samsung Galaxy S25 is a compact premium phone under Rs 1 lakh with good all-round features.

Key Highlights:

• Processor: Snapdragon 8 Elite for reliable performance.
• Display: 6.2-inch Full HD+ Dynamic AMOLED with 120Hz for sharp views.
• Battery: 4000mAh with 25W wired and 15W wireless charging.
• Camera: 50MP main, 12MP ultra-wide, 10MP telephoto rear; 12MP front.
• RAM/Storage: 12GB RAM and up to 512GB storage.
• OS: One UI 7 on Android 15 with AI extras like note assist.

Performance and Features: It's small but powerful, good for one-hand use. AI tools help with editing and search.

Why It's Premium: Long software support up to 7 years keeps it secure.

Price: ₹74,999 base, ₹86,999 for more storage.

Verdict: Suits users who want a small phone with strong build and updates.

5. Vivo X300

Vivo X300 brings high camera resolution to premium phones under Rs 1 lakh.

Key Highlights:

• Processor: MediaTek Dimensity 9500 for efficient running.
• Display: 6.31-inch AMOLED with 120Hz for smooth touch.
• Battery: 6040mAh with 90W fast charging.
• Camera: 200MP main, dual 50MP rear; 50MP front.
• RAM/Storage: 12GB RAM and 256GB base.
• OS: Funtouch OS on Android 16 with custom features.

Performance and Features: The 200MP camera captures fine details, good for zoom. Battery charges fast and lasts long.

Why It's Premium: High megapixel count helps in clear, detailed images.

Price: ₹75,998 to ₹85,998.

Verdict: Great for those who prioritize camera quality in daily use.

6. iQOO 15

iQOO 15 is built for gaming in the premium category under Rs 1 lakh.

Key Highlights:

• Processor: Snapdragon 8 Elite Gen 5 with gaming chip.
• Display: 6.85-inch 2K AMOLED with 144Hz for fast action.
• Battery: 7000mAh with 100W wired and 40W wireless.
• Camera: Triple 50MP rear, 32MP front.
• RAM/Storage: 12GB RAM and 256GB base.
• OS: Funtouch OS on Android 16.

Performance and Features: Dedicated gaming mode reduces lag, and large battery supports long sessions.

Why It's Premium: High refresh rate and cooling make gaming better.

Price: ₹72,998 to ₹79,999.

Verdict: Best for gamers needing power and battery life.

India’s Premium Smartphone Market Under Rs 1 Lakh in 2026: Key Trends

1. Strong Processors: Chips like Snapdragon 8 Elite and Dimensity 9500 handle heavy tasks easily.

2. Better Batteries: Larger sizes over 6000mAh with fast charging up to 120W reduce downtime.

3. Advanced Cameras: Multiple 50MP sensors and AI help take better photos in any light.

4. Smooth Displays: 120Hz or higher rates make scrolling and gaming feel natural.

5. AI Tools: Features for photo editing and voice assist add smart functions.

Also Read: Best Smartphones Under 70000 in India 2026: Top Picks

Choosing the Right Premium Smartphone Under Rs 1 Lakh for Your Needs

Final Thoughts:

In 2026, premium smartphones under Rs 1 lakh in India mix power and value well. Models like the iPhone 17 offer clean software, while OnePlus 15 and iQOO 15 suit gamers with speed. Oppo Find X9 and Vivo X300 stand out for cameras, and Samsung Galaxy S25 keeps things compact. These phones show how tech has made high-end features affordable. Check your needs like battery or camera before buying to get the best fit.

Comparos Says: Premium smartphones under Rs 1 lakh in 2026 deliver flagship experiences at lower costs, with options for every user from photographers to gamers.